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Popular offers for you
Lender
Loan amount
Loan term
APR up to
Time to money
Loan amount
$100 - $3000Loan term
4 - 30 MonthsAPR up to
449 %Time to money
Next business day
Loan amount
$300 - $2500Loan term
n/aAPR up to
n/aTime to money
before 11 AM same day (ACH), after 11am next day (ACH), paper check (7 to 10 business Days)
Loan amount
$400 - $2500Loan term
up to 6 MonthsAPR up to
n/aTime to money
Next business day
Loan amount
$300 - $1000Loan term
up to 10 MonthsAPR up to
725 %Time to money
Next business day
Loan amount
up to $12000Loan term
2 - 5 MonthsAPR up to
30 %Time to money
24-72 hours
Loan amount
$200 - $3500Loan term
4 - 18 MonthsAPR up to
699 %Time to money
Next business day
Loan amount
$2000 - $35000Loan term
36 - 60 MonthsAPR up to
30 %Time to money
1-3 business days
Loan amount
$300 - $2000Loan term
up to 12 MonthsAPR up to
725 %Time to money
Next business dayFAQ
What is an "bridge loan"?
A bridge loan, an unsecured loan used to cover an amount of cash or a down payment during a transition, is a loan that is used to fund a temporary loan. These loans usually come with low interest rates and shorter time frames, and are intended to be repaid quickly so that the borrower can benefit from lower rates for long-term loans. Bridge loans could be used to refer to the term "swing loans" and "gap financing". First Bank Loans Login.
What exactly is a loan forgiveness?
A loan forbearance refers to an occasion when the lender agrees not to make payments to the borrower. The borrower gets the chance to make up the missed payments or to find a new source of income. The period of forbearance can last up to a year and during this time the interest on the loan will accrue. A forbearance fee is a charge that the lender could charge in addition to the amount of loan. First Bank Login.
What amount can I be able to borrow for a VA loan?
The Department of Veterans Affairs (VA) does not set the maximum loan amount. Fannie Mae and Freddie Mac established conforming loan amounts to determine how much you are able to borrow. These limits vary depending on the area of the home. Any loan that exceeds these limits will be backed by the VA. If you wish to borrow over the amount of the VA guarantee, you will have to pay an additional amount. The VA Loan Limit Calculator is a free online tool that will allow you to estimate the amount of loan for which you may be eligible for. First Login.
What exactly is hard money?
A hard-money loan refers to a loan that is secured by assets like real property. These loans are utilized to fund short-term projects like fix and flips, or construction. The rates of interest charged by hard money lenders are usually more expensive than those charged by conventional banks. However, they are approved more quickly. First Bank Loans Login.
What is what is a "loan origination fee"?
A loan origination fee is a cost a lender charges for processing the application. This fee is typically expressed as a percentage from the total loan amount. For example, if you get a $100,000 loan the lender could charge the sum of 2, or $2,000, in the loan origination fee. First Bank Login.
What is a bridge loan?
A bridge loan is short-term financing that helps to cover the cost of downpayment for a new house or provides cash to assist with the move from one home to the next. They are typically short-term and have very low rates of interest. They are also paid back quickly, so that the borrower can enjoy lower rates in the long run. Bridge loans are also known as swing loans, gap financing, or jump loans. First Login.
What exactly is a loan underwriter?
A loan underwriter checks that the borrower is eligible to receive an loan. The underwriter evaluates the borrower's credit history as well as income and debt ratio before making the final decision. The underwriter can deny the loan application if they feel the borrower isn't qualified or too risky. If they decide that the borrower meets the required qualifications and isn't risk, they'll give approval to loan approval. First Bank Loans Login.
What is a secure loan?
A secured loan is a loan that is secured by an asset. If the borrower defaults on repayments the lender may take the asset. Because the creditor is more protected in case of default secured loans have lower rate of interest than loans with no collateral. First Bank Login.
What is a Loan Origination Fee?
A loan origination charge is a cost the lender is charged for processing a new application. The cost is typically expressed as a percentage of the total amount of the loan. This means that a $100,000 loan could result in a loan origination fee of 2% or $2,000 First Login.
How much of a down payment will I require for a traditional loan?
A conventional loan requires a down payment of between three percent and twenty percent. However, the conditions vary. The amount you must deposit for a downpayment depends on several variables. These factors include your credit score, type of loan, current housing market conditions, and the kind of loan you are applying. Your lender might require a 20% of the down payment when you're seeking a 30 year fixed mortgage. The loan is considered low risk. For FHA loans that are insured by the federal government, your lender might only need an 3.5 percent deposit. First Bank Loans Login.
Customers reviews
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