LOOKING FOR MONEY?
DO IT SMART
Free access to up to 500 Installment loan lenders in 1 click
By clicking the APPLY NOW button, you certify that you have read & agreed to our Privacy Notice and Terms and that you agree to receive offers from us and third parties.

Legit Online Installment Loans Bad Credit

How it works

1. CONTACT US

Apply online, in one of our stores or give us a call now.

2. GET APPROVED

Get fast approval with the customer service you deserve.

3. GET YOUR CASH

Cash in hand or in your bank account the same day.

Popular offers for you
Lender
Loan amount
Loan term
APR up to
Time to money
Loan amount
$500 - $2500
Loan term
12 - 18 Months
APR up to
829 %
Time to money
Next business day
Loan amount
$2000 - $35000
Loan term
36 - 60 Months
APR up to
30 %
Time to money
1-3 business days
Loan amount
$100 - $3000
Loan term
4 - 30 Months
APR up to
449 %
Time to money
Next business day
Loan amount
$300 - $1000
Loan term
up to 10 Months
APR up to
725 %
Time to money
Next business day
Loan amount
$400 - $2500
Loan term
up to 6 Months
APR up to
n/a
Time to money
Next business day
Loan amount
$300 - $2500
Loan term
n/a
APR up to
n/a
Time to money
before 11 AM same day (ACH), after 11am next day (ACH), paper check (7 to 10 business Days)
Loan amount
$100 - $3000
Loan term
up to 10 Months
APR up to
n/a
Time to money
Next business day
Loan amount
up to $12000
Loan term
2 - 5 Months
APR up to
30 %
Time to money
24-72 hours
FAQ
What kind of collateral do you need to get a personal mortgage loan?
Personal loans are secured by many assets such as cars, houses or truck, bonds, stocks or even a house. Before applying for an loan, it's crucial that you discuss the possibilities with the lending institution. There might be a distinction in the requirements for acceptable collateral. Certain lenders are more flexible than others. Before you file an application, it is ideal to have a candid and open conversation with the lender. This will help to ensure that everyone is on a similar to avoid any later surprises. Legit Online Installment Loans Bad Credit.
How can you calculate the APR for a loan?
Annual percentage rate (APR) is a method to calculate the cost of borrowing funds. It is expressed as an annually percentage. It is the amount of interest that is charged on the loan, the points mortgage insurance, and any other fees charged by the lender. To calculate the APR of the loan, you'll need to know the rate of interest, the amortization year, and any other fees. The formula is: APR = (1 + interestRate) * NumberOfYears (100). As an example suppose that you are given an $100,000 30 year loan that has an interest rate of 6. Your APR would be 6.684%. online installment loans bad credit.
What is a loan recast?
A loan recast is a way for you to lower your monthly installment on your mortgage. This is for people who are current on their mortgage but have had a major increase in the mortgage rate or the monthly payment. The method of operation is that the lender will allow you to re-amortize the loan, which is to stretch out the remaining amount of the loan over an additional number of years. This will result in a lower monthly payment. But, the interest you pay over the course of your loan will be higher since you'll have to repay the loan over a longer period of time. legit online installment loans.
What is a secured loan?
A secured loan refers to a loan that is backed with an asset. If the borrower fails to make loan payments the lender is able to seize the asset. Secured loans typically offer lower rates of interest than loans with no collateral, since the creditor has more security in the event of default. Legit Online Installment Loans Bad Credit.
What is an ARM loan with 5/1?
A 5/1 ARM loan, that is a type of mortgage in which the interest rate stays the same for the initial five years, and then it changes each year thereafter, is called a 5/1 ARM loan. It's known as a "5/1 ARM" because the interest rate is fixed over five years. After that, it changes for the next 25. online installment loans bad credit.
What is a loan assumption?
A loan assumption is when someone assumes responsibility for the loan's payments. The new borrower is usually approved by the lender and then continues to make regular payments to the lender. The main advantage of an assumption of loan is that it allows the original borrower to sell their house quickly without having to wait for a buyer to be approved for an mortgage and then complete the closing procedure. The loan assumption comes with the disadvantage that it is more difficult to get as a mortgage loan and might incur additional costs. legit online installment loans.
What is a "non-recourse loan"?
Non-recourse loans are not secured by the borrower's assets. The lender is not able to seize assets used as collateral in the event that the borrower is not able to repay the loan. As an example, let's say you took out non-recourse loans to buy a vehicle. The lender has the right to return the vehicle if you fail to pay the monthly payment. But, they can't pursue you for any money you owe them. This is in contrast to a recourse mortgage, in which the lender can garnish your wages or use other legal action if it's not reimbursed. Legit Online Installment Loans Bad Credit.
What are discount points in a loan?
Discount points are a fee that the borrower must pay to the lender to secure the loan at less interest. One point equals 1.1 percent of the loan sum. If you borrow $100,000 and pay two points, your lender will owe you $2,000. Points are usually employed by those who want to lock in a low-interest rate for their loan. However, points also add to the overall amount of loan. Borrowers shouldn't pay points if they are able to save money over the course of time than what they pay in points. online installment loans bad credit.
What exactly is an "parent plus loan"?
The Department of Education offers a Parent Plus loan to parents of students who are college bound. This loan gives parents to borrow all the amount of tuition for the student and less any financial aid. Parent Plus loans are fixed in interest and do not change irrespective of credit score or debt ratio. The Parent Plus loans are backed by a 10-year repayment terms with no deferment and forbearance. If the borrower is having difficulty making their payments and this causes them to have difficult to pay back the loan. legit online installment loans.
What are the best online payday loans?
There are numerous online payday loan companies that offer payday loans. Because of the differing the interest rates and fees it is essential to investigate before you decide on a payday loan business. ACE Cash Express вАУ Check into Cash Advance America вАУ Mypaydayloan.com вАУ Wonga.com are some of the most trusted payday loan companies. Legit Online Installment Loans Bad Credit.
Customers reviews
Reginald Bolton
I am grateful that I can now say that the past few weeks have been difficult. This service was recommended to me by a friend. These experts are fantastic! They were able to approve my loan quickly and on very good terms.
I'm glad these people were there waiting, because they saved themselves the embarrassment of being rejected by lenders or having their applications left There for ever without anyone looking.
Isabella Whitney
This service made it easy to obtain loans. They helped me locate a bank that would lend money to my business without having to ask specific questions about the type of person or company asking. I was able complete all of the checks quickly with their assistance and received exactly what was due me. !
Curtis Norton
I was stunned when I came across this website. It was like magic! It's so simple to use this site and there are many lenders that offer loan rates competitive with no hidden fees. Just pick your amount select a repayment schedule (weekly/monthly) and voila, instant cash in your hands.
Samuel Leonard
I have recently had dental problems which my insurance could not cover. I ended up getting a payday lender, which was more complicated than I thought. However, this service proved to be helpful in finding a lender who offered good rates for cash loans.
Winifred Archer
I'm always impressed by specialists who take the time to do their job properly. I took on my financial problems and the employees at this company offered me their solutions.
Molly Ray
They are transparent and honest. They are top-notch in customer service.
Isabel Mack
What great news! This service provided a loan of one day to fix my refrigerator. So what are you waiting for?!
Amanda Baker
I was in an extremely difficult situation and needed immediate money. This company has professionals who helped me get a loan quickly and at an affordable rate.
Patrick Drake
Imagine how frustrating finding a creditor can be, especially when you don't have a lot of options. My friend repeatedly called this company to get money urgently, but never got a reply. I did get a recommendation from my friend to call the manager. He told me that their service was convenient. You can apply online, or over the phone. Customer care is also great. There's always someone ready to help you with any problems during your application process.
After researching many financial institut
Ethan Clayton
I didn't realize there were so many lenders in the market that would help me, until this site. The list of creditors seems amazing, and they are all really nice!
Gregory Howe
My fiancee was interested in a large, beautiful wedding ceremony. However we needed the money to do it so i researched loans. This company provided me with the best deal! They offered me many different options from different creditors. This made it very easy to get everything I wanted.
Carlos Winters
Although my heart was in the right spot to get a significant loan, banks were unwilling to assist me. I was lucky to find a loan officer with more flexible criteria and they were approved quickly. Thanks again for recommending them. You are saving me serious money.