LOOKING FOR MONEY?
DO IT SMART
Free access to up to 500 Installment loan lenders in 1 click
By clicking the APPLY NOW button, you certify that you have read & agreed to our Privacy Notice and Terms and that you agree to receive offers from us and third parties.

Citifinancial Personal Loans Bad Credit

How it works

1. CONTACT US

Apply online, in one of our stores or give us a call now.

2. GET APPROVED

Get fast approval with the customer service you deserve.

3. GET YOUR CASH

Cash in hand or in your bank account the same day.

Popular offers for you
Lender
Loan amount
Loan term
APR up to
Time to money
Loan amount
up to $35000
Loan term
24 - 60 Months
APR up to
36 %
Time to money
Next business day
Loan amount
up to $3000
Loan term
6 - 12 Months
APR up to
841 %
Time to money
Same day if done before 11:45 EST
Loan amount
$400 - $2500
Loan term
up to 6 Months
APR up to
n/a
Time to money
Next business day
Loan amount
$200 - $3500
Loan term
4 - 18 Months
APR up to
699 %
Time to money
Next business day
Loan amount
$2000 - $35000
Loan term
36 - 60 Months
APR up to
30 %
Time to money
1-3 business days
Loan amount
$100 - $3000
Loan term
4 - 30 Months
APR up to
449 %
Time to money
Next business day
Loan amount
$300 - $2000
Loan term
up to 12 Months
APR up to
725 %
Time to money
Next business day
Loan amount
$100 - $3000
Loan term
up to 10 Months
APR up to
n/a
Time to money
Next business day
FAQ
What is an "loan origination fee"?
A loan origination cost is a cost lenders charge to process the application. The cost is typically expressed in percentages of the total loan amount. For instance, if you take out a $100,000 mortgage, your lender may charge the sum of 2 which is $2,000 in loan origination fees. Citifinancial Personal Loans Bad Credit.
What exactly is loan refinancing?
A loan recast is a way for you to receive a lower monthly payment on your mortgage. If your mortgage payments have been increasing or there has been major increases in mortgage rates, this loan recast is an option. It works like this the lender will re-amortize the loan, which means that they'll extend the remaining loan amount by a different number years. This results in a lower monthly installment. But, since you're making payments to pay off your loan for longer years, you'll end up paying more in interest throughout the term of the loan. personal loans bad credit.
What kinds of assets could be utilized as collateral for the personal loan?
You can use collateral for a personal loan in many different ways, including cars, houses and bonds, or stocks. Prior to beginning the process of applying for a loan it is crucial to speak with the lending institution about your options. There may be a difference in the requirements for acceptable collateral. Some lenders have more flexibility than others. It is best to discuss your possibilities with the lender prior to you file your application. This will ensure everyone is on the same page, and will avoid any unexpected surprises later. citifinancial personal loans.
What exactly is a bridge loan?
A bridge loan is temporary loan that is used to pay for the cost of a down payment on a home purchase or to pay for cash during the process of moving from one home to another. These loans usually come with low interest rates and short time frames, and are intended to be repaid quickly in order to profit from lower rates for long-term loans. Bridge loans can also be called gap financing, swing loans, or jump loans. Citifinancial Personal Loans Bad Credit.
What are the discount points on a loan's interest rate?
A discount point is a fee the borrower has to pay the lender to receive lower interest rates for a loan. One point equals 1percent of the amount of loan. For example that if you take out a loan of $100,000 and you pay two points the lender would owe $2,000. Borrowers who wish to secure a low rate of interest on their loans will pay points. Points can also raise loan costs. Points should only be paid by borrowers who believe they'll save more over the loan's lifetime than they would pay in points. personal loans bad credit.
What exactly is a loan estimate?
An estimate of a loan is a document that a lender provides to you following the time you've expressed interest in a Mortgage Loan. The estimated amount of the loan must contain the following details. citifinancial personal loans.
What is the best rate of loan-toвАУvalue?
A ratio that is less than% is considered to be a good ratio. This means that the lender contributes only 80percent of the purchase price of the house, while the borrower pays 20%. Low ratios of loan to value are crucial since it lowers the likely that you will fail to pay your mortgage. The lender will also be able sell your home to recover the greater portion of their investment in case you fail to pay. Citifinancial Personal Loans Bad Credit.
What is a direct loan?
A direct loan is an educational loan which is backed through the U.S. Department of Education. Direct loans are offered to students who have been approved by the Federal Direct Loan Program. Direct loans are available in two forms either subsidized or unsubsidized. When you're enrolled at least half-time in school, the federal government provides interest for the student loan that is subsidized. This is also true during deferment periods as well as the first six month after graduation. You are responsible for paying interest on loans that are not subsidized starting the day it's disbursed to the time it's completely paid. You have the option to either pay the interest while in school or get it capitalized (added to your principal balance). personal loans bad credit.
What exactly is a loan?
A loan is a contract between a lender or borrower. In the agreement the loan, the lender promises that the borrower will receive money immediately and the borrower pays the interest and repay the amount borrowed at a later time. There are many reasons to take out money, such as buying a house or a car or paying for tuition or even creating your own company. citifinancial personal loans.
What is the appearance of an estimate of a loan?
If you apply for an loan, the lender will give you an estimate of how much your monthly payment will be. The estimate will indicate how much you'll owe each month, the amount of interest you'll pay, and how long it'll take you to repay the loan. You should carefully go through the estimate and ensure that it's within your budget. You may ask the lender to modify the conditions of the loan in the event that the loan is not in accordance with your budget. Citifinancial Personal Loans Bad Credit.
Customers reviews
Adelina Small
I was involved in a serious car accident, and I needed money right away. I was in an accident and needed immediate money. I found this service easy to use without knowing much about loan systems. Thank you so much for the wonderful service!
I am grateful for your kindness.
Shirley Mejia
I was required to pay my medical bill by tomorrow. It was too much money we don't currently have in our bank account. I didn't want to do this. Instead of paying off the maximum amount I could afford (which it isn't even close to), I found these online loans which allow me to quickly obtain cash with no hassle, especially if my credit score is strong enough.
Virginia Pugh
Let me share my thoughts about this site. Truthfully, I didn’t think it would be possible for my to solve all my financial difficulties. Most banks refused loans to me despite being quite liberal in giving out unsecure loans. It is this that led me to want one through your company! Unfortunately, fate intervened when I searched online for "personal loan" and found your site. Thanks to this recommendation, we were approved within minutes. !
Gilbert Sutton
I am glad that I discovered this website. This site saved my life. It helped me find reliable, trustworthy creditors and had a great reputation.
"This webservice is awesome!"
Florence Mooney
We were self-employed and our dog had kidney disease so it was difficult to find loan opportunities that worked for us. The service allows anyone to get loans regardless of their credit rating or income as long they have a good credit record.
Clifford Hodge
After a day spent desperately searching for this service, we found it. They gave us a list with the best payday service in our area, with fair and reasonable rates! If you are experiencing financial hardship or simply need additional cash in an emergency, then don't hesitate to contact them.
- Me
Deborah Valdez
This service made it easy for me to get a loan that was suitable in no time. It was easy and quick, which makes it ideal for those who don’t wish to waste time waiting on hold or taking public transport just to get their loans.
Nora Friedman
The website is very useful. I couldn't contact my bank, so I looked online for a payday loan company that would work for me. It was easy to navigate the site. They were kind and patient throughout the conversation and answered any questions we had.
Ariana Gallagher
If you need a loan but don’t know how to pay it, this service might be your saving grace. The company's extensive database includes many different types of loans that will suit any situation. They also have competitive interest rates. This makes it easy to compare their rates. And, their customer support representatives are always available for help if there is ever any doubt or confusion about how things work.
Lending Club has helped me many times over the last few years. Every time I used them, I
Agatha White
This service truly cares about the customers. If you are looking for a quick and efficient way to solve your problems, we can help!
The input box hasn't been completed yet, but it will give insight to what people are searching for when they go on-line: simplicity in the application process by using one form that can be used across multiple services; transparency about pricing (all charges included) up front, before even signing anything.
Curtis Norton
I was stunned when I came across this website. It was like magic! It's so simple to use this site and there are many lenders that offer loan rates competitive with no hidden fees. Just pick your amount select a repayment schedule (weekly/monthly) and voila, instant cash in your hands.
Caleb Singleton
From the first moment I saw this service, I was amazed. Everything was simple, from applying to get approved for a loan to closing the deal. They answered all my queries and only selected the best lenders. My life has never been easier.